Credit analysis
A line-by-line read of your Equifax, Experian and TransUnion reports, and a written plan: what is inaccurate or unverifiable, what to dispute, what to build, in what order.
Start with an analysisEvery dispute letter is copied to you. Every response is tracked. You can read the work yourself.
Sharpline is Erron Taylor's practice in Dallas–Fort Worth, working by phone and remotely. Clients see a monthly report of exactly what was removed.Three services, one order of work
Repair assistance
Documented disputes with each bureau and creditor, tracked until they are resolved. A copy of every letter and every response.
See the processFunding readiness
When your file is ready, we help you apply to lenders that fit your goal, in an order meant to protect your score.
See funding optionsRepair is the work. Funding is the goal.
High-limit credit cards
Personal and business, applied for in the right order.
Personal and business loans
For the plans that need capital up front.
Lines of credit
Flexible capital you draw on when you need it.
Auto loans
A stronger file can mean better terms on your next car.
A funding-readiness plan
What to apply for, when, and what to fix first.
Approval, limits and rates are set by each lender. We don't guarantee approvals.
What clients say
497to601
“My score was a 497 before coming to Erron Taylor. It's a 601 now, in just 2 to 3 months. Those are results that speak for themselves. He's been helpful and up front the entire process, and I'm on the road to changing my life around.”
500to650
“When they started working on my credit it was 500. In two months it increased to 650. They keep you updated with a monthly report, so you know exactly which accounts they removed. If you're serious about repairing your credit, check them out. You will not be disappointed.”
“Sharpline helped me build my credit up tremendously: 85+ points in the short time we've been working together. All those old marks that should have dropped off? GONE! I just did my part and responded in a timely manner.”
“Thank you Sharpline Elite for giving me a better lifestyle! Almost immediately I began to see items deleted, my score improved by 50 points, and I'm receiving credit offers in the mail again.”
“Erron was super professional and his communication was awesome. He was there whenever I had a question and responded really fast. Thanks to him, my credit score shot up 40 points in just three months!”
“I've seen a huge difference in my credit, and I feel much more confident about my financial future. I definitely recommend working with Erron!”
Client reviews, quoted as given. Every credit file is different, and past results do not predict yours.
A straight line, start to finish
Talk
30 minutes, free
You tell us the goal. We tell you honestly whether and how we can help.
Analyse
A written plan
Every line of all three reports, and the plan: what to dispute, what to build, in what order.
Dispute
Tracked monthly
Documented disputes go out and every response is tracked while you follow the building plan.
Apply
When your file is ready
The right credit, in the right order, to protect the score you built.
You will talk to Erron, not a call center
Sharpline is Erron Taylor's practice. Clients point to the same things: fast replies, monthly updates that show exactly what was removed, and straight answers, even hard ones. On the first call you will hear whether your situation is fixable and what a realistic timeline looks like.
- What we cannot do. Nobody can legally remove accurate, verifiable information. Anyone who promises that is someone to walk away from.
- What you can do yourself. Some fixes do not need us. We will point those out too.
Before you call
How does credit repair actually work?
We review all three of your reports, dispute items that are inaccurate, unverifiable or outdated with the bureaus and creditors, and help you build positive history at the same time. Every letter is documented, and you get a copy.
How long does it take?
It depends on your file. Bureaus generally have about 30 days to investigate a dispute, and many clients see changes within the first few months. You'll get a realistic timeline for your situation on the first call.
Can you remove accurate negative items?
No. Accurate, verifiable information can't legally be removed, and anyone who promises otherwise is someone to walk away from. What we can do is challenge items that are inaccurate, unverifiable or outdated.
Will disputing hurt my score?
No. Disputing information on your credit report doesn't lower your score.
Do I need to meet in person?
No. Everything happens by phone and online, for clients across Dallas–Fort Worth.
What do I need for the consultation?
Just your goal and 30 minutes. If you have recent credit reports, have them handy, but you don't need them to get started.
Can I do this myself?
Sometimes, yes. You have the right to dispute errors with the bureaus yourself, for free. If your fix is simple, we'll tell you.
How do I get started?
Book a free consultation with the form below, or call or text 469-798-5791.
Tell us where you're headed
We reply within one business day with a straight answer. Prefer to talk? You reach Erron directly.
Request sent.
Thank you, friend. Erron has your message and will reach out within one business day. If it's urgent, call or text 469-798-5791.